Actually I prefer to withdraw my money using Maybank card at NAB atm machine. Cheaper and faster. Syaratnya perlu activate PLUS for your Maybank card before going abroad. Tapi since there is limit for withdrawal maka kenalah go thru the hassle of using TT....
| Bank | Transaction Fee | |||
| Witdrawal | Telegraphic Transfer | |||
| RM | AUD | RM | AUD | |
| Maybank | 12.00 | 3.74 | 10.00 | 3.12 |
| NAB | 9.63 | 3.00 | 32.10 | 10.00 |
| Total | 21.63 | 6.74 | 42.10 | 13.12 |
| Procedure | Before going abroad, we should activate PLUS on Maybank card | We should use online banking if we are in overseas | ||
| Advantages | Easy and faster, just withdraw and directly get the money
Cheaper fee
| Convenient for more than RM5000 money transfer
Maybe safer | ||
| Disadvantages | Limitation for withdrawal, Max RM5000 per day. | We are required to state the purpose of the transaction and fill in many information.
We have to wait for at least three working days
Higher fee
| ||
Whatever it is we have to check the currency exchange rate. The amount in red color is not fix.
For example :
06/03/2012 : MYR1=AUD0.311013 or AUD1=MYR3.2150
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